FHA Loan Limits and USDA Eligibility in Pennsylvania
2026 FHA one-unit limits in Pennsylvania range from $541,287 to $630,200. About 81% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $141,100. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Pennsylvania
USDA Property Eligibility and Income Limits Map for Pennsylvania
Pennsylvania FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Adams County | $541,287 | $122,850 |
| Allegheny County | $541,287 | $126,950 |
| Armstrong County | $541,287 | $122,800 |
| Beaver County | $541,287 | $126,950 |
| Bedford County | $541,287 | $122,800 |
| Berks County | $541,287 | $122,800 |
| Blair County | $541,287 | $122,800 |
| Bradford County | $541,287 | $122,800 |
| Bucks County | $630,200 | $141,100 |
| Butler County | $541,287 | $126,950 |
| Cambria County | $541,287 | $122,800 |
| Cameron County | $541,287 | $122,800 |
| Carbon County | $541,287 | $122,800 |
| Centre County | $541,287 | $136,050 |
| Chester County | $630,200 | $141,100 |
| Clarion County | $541,287 | $122,800 |
| Clearfield County | $541,287 | $122,800 |
| Clinton County | $541,287 | $122,800 |
| Columbia County | $541,287 | $122,800 |
| Crawford County | $541,287 | $122,800 |
| Cumberland County | $541,287 | $125,700 |
| Dauphin County | $541,287 | $125,700 |
| Delaware County | $630,200 | $141,100 |
| Elk County | $541,287 | $122,800 |
| Erie County | $541,287 | $122,800 |
| Fayette County | $541,287 | $126,950 |
| Forest County | $541,287 | $122,800 |
| Franklin County | $541,287 | $122,800 |
| Fulton County | $541,287 | $122,800 |
| Greene County | $541,287 | $122,800 |
| Huntingdon County | $541,287 | $122,800 |
| Indiana County | $541,287 | $122,800 |
| Jefferson County | $541,287 | $122,800 |
| Juniata County | $541,287 | $122,800 |
| Lackawanna County | $541,287 | $122,800 |
| Lancaster County | $541,287 | $125,550 |
| Lawrence County | $541,287 | $122,800 |
| Lebanon County | $541,287 | $122,800 |
| Lehigh County | $541,287 | $122,800 |
| Luzerne County | $541,287 | $122,800 |
| Lycoming County | $541,287 | $122,800 |
| McKean County | $541,287 | $122,800 |
| Mercer County | $541,287 | $122,800 |
| Mifflin County | $541,287 | $122,800 |
| Monroe County | $541,287 | $122,800 |
| Montgomery County | $630,200 | $141,100 |
| Montour County | $541,287 | $122,800 |
| Northampton County | $541,287 | $122,800 |
| Northumberland County | $541,287 | $122,800 |
| Perry County | $541,287 | $122,800 to $125,700 |
| Philadelphia County | $630,200 | $141,100 |
| Pike County | $541,287 | $122,800 |
| Potter County | $541,287 | $122,800 |
| Schuylkill County | $541,287 | $122,800 |
| Snyder County | $541,287 | $122,800 |
| Somerset County | $541,287 | $122,800 |
| Sullivan County | $541,287 | $122,800 |
| Susquehanna County | $541,287 | $122,800 |
| Tioga County | $541,287 | $122,800 |
| Union County | $541,287 | $122,800 |
| Venango County | $541,287 | $122,800 |
| Warren County | $541,287 | $122,800 |
| Washington County | $541,287 | $126,950 |
| Wayne County | $541,287 | $122,800 |
| Westmoreland County | $541,287 | $126,950 |
| Wyoming County | $541,287 | $122,800 |
| York County | $541,287 | $122,800 |
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