FHA Loan Limits and USDA Eligibility in Butler County, Pennsylvania

2026 FHA one-unit limit in Butler County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $126,950. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Butler County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
15044$541,287$126,950
16001$541,287$126,950
16002$541,287$126,950
16020$541,287$126,950
16022$541,287$126,950
16023$541,287$126,950
16024$541,287$126,950
16025$541,287$122,800 to $126,950
16027$541,287$126,950
16029$541,287$126,950
16030$541,287$126,950
16033$541,287$126,950
16034$541,287$126,950
16035$541,287$126,950
16037$541,287$122,800 to $126,950
16038$541,287$122,800 to $126,950
16039$541,287$126,950
16040$541,287$126,950
16041$541,287$122,800 to $126,950
16045$541,287$126,950
16046$541,287$126,950
16048$541,287$126,950
16049$541,287$122,800 to $126,950
16050$541,287$126,950
16052$541,287$126,950
16053$541,287$126,950
16055$541,287$122,800 to $126,950
16056$541,287$126,950
16057$541,287$122,800 to $126,950
16059$541,287$126,950
16061$541,287$126,950
16063$541,287$126,950
16066$541,287$126,950
16373$541,287$122,800 to $126,950

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Loan Options in Butler County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Butler County address. Then they can match you if you qualify.

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