FHA Loan Limits and USDA Eligibility in York County, Pennsylvania

2026 FHA one-unit limit in York County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

York County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
17011$541,287$122,800 to $125,700
17019$541,287$122,800 to $125,700
17043$541,287$125,700
17055$541,287$122,800 to $125,700
17070$541,287$122,800 to $125,700
17237$541,287$122,800
17301$541,287$122,800 to $122,850
17302$541,287$122,800
17309$541,287$122,800
17311$541,287$122,800
17312$541,287$122,800
17313$541,287$122,800
17314$541,287$122,800
17315$541,287$122,800
17316$541,287$122,800 to $122,850
17317$541,287$122,800
17318$541,287$122,800
17319$541,287$122,800
17321$541,287$122,800
17322$541,287$122,800
17323$541,287$122,800
17327$541,287$122,800
17329$541,287$122,800
17331$541,287$122,800 to $122,850
17339$541,287$122,800
17342$541,287$122,800
17345$541,287$122,800
17347$541,287$122,800
17349$541,287$122,800
17352$541,287$122,800
17355$541,287$122,800
17356$541,287$122,800
17358$541,287$122,800
17360$541,287$122,800
17361$541,287$122,800
17362$541,287$122,800
17363$541,287$122,800
17364$541,287$122,800
17365$541,287$122,800
17366$541,287$122,800
17368$541,287$122,800
17370$541,287$122,800
17371$541,287$122,800
17372$541,287$122,800 to $122,850
17401$541,287$122,800
17402$541,287$122,800
17403$541,287$122,800
17404$541,287$122,800
17405$541,287$122,800
17406$541,287$122,800
17407$541,287$122,800
17408$541,287$122,800

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Loan Options in York County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific York County address. Then they can match you if you qualify.

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