FHA Loan Limits and USDA Eligibility in Maine
2026 FHA one-unit limits in Maine range from $541,287 to $615,250. About 97% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $153,550. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Maine
USDA Property Eligibility and Income Limits Map for Maine
Maine FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Androscoggin County | $541,287 | $122,800 |
| Aroostook County | $541,287 | $122,800 |
| Cumberland County | $615,250 | $127,450 |
| Franklin County | $541,287 | $122,800 |
| Hancock County | $541,287 | $122,800 |
| Kennebec County | $541,287 | $122,800 |
| Knox County | $541,287 | $122,800 |
| Lincoln County | $541,287 | $122,800 |
| Oxford County | $541,287 | $122,800 |
| Penobscot County | $541,287 | $122,800 |
| Piscataquis County | $541,287 | $122,800 |
| Sagadahoc County | $615,250 | $122,800 |
| Somerset County | $541,287 | $122,800 |
| Waldo County | $541,287 | $122,800 |
| Washington County | $541,287 | $122,800 |
| York County | $615,250 | $153,550 |
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Loan Options in Maine
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