FHA Loan Limits and USDA Eligibility in Nebraska
2026 FHA one-unit limits in Nebraska range from $541,287 to $603,750. About 88% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $135,900. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Nebraska
Nebraska one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Nebraska
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EligibleIneligibleUSDA ineligible boundary
Nebraska FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Adams County | $541,287 | $122,800 |
| Antelope County | $541,287 | $122,800 |
| Arthur County | $541,287 | $126,300 |
| Banner County | $541,287 | $122,800 |
| Blaine County | $541,287 | $122,800 |
| Boone County | $541,287 | $122,800 |
| Box Butte County | $541,287 | $122,800 |
| Boyd County | $541,287 | $122,800 |
| Brown County | $541,287 | $122,800 |
| Buffalo County | $541,287 | $122,800 |
| Burt County | $541,287 | $122,800 |
| Butler County | $541,287 | $126,500 |
| Cass County | $541,287 | $131,100 |
| Cedar County | $541,287 | $122,800 |
| Chase County | $541,287 | $122,800 |
| Cherry County | $541,287 | $122,800 |
| Cheyenne County | $541,287 | $122,800 |
| Clay County | $541,287 | $122,800 |
| Colfax County | $541,287 | $122,800 |
| Cuming County | $541,287 | $122,800 |
| Custer County | $541,287 | $122,800 |
| Dakota County | $541,287 | $122,800 |
| Dawes County | $541,287 | $122,800 |
| Dawson County | $603,750 | $122,800 |
| Deuel County | $541,287 | $122,800 |
| Dixon County | $541,287 | $122,800 |
| Dodge County | $541,287 | $122,800 |
| Douglas County | $541,287 | $131,100 |
| Dundy County | $541,287 | $122,800 |
| Fillmore County | $541,287 | $124,050 |
| Franklin County | $541,287 | $122,800 |
| Frontier County | $541,287 | $122,800 |
| Furnas County | $541,287 | $122,800 |
| Gage County | $541,287 | $122,800 |
| Garden County | $541,287 | $122,800 |
| Garfield County | $541,287 | $122,800 |
| Gosper County | $603,750 | $122,800 |
| Grant County | $541,287 | $122,800 |
| Greeley County | $541,287 | $122,800 |
| Hall County | $541,287 | $122,800 |
| Hamilton County | $541,287 | $130,400 |
| Harlan County | $541,287 | $122,800 |
| Hayes County | $541,287 | $122,800 |
| Hitchcock County | $541,287 | $122,800 |
| Holt County | $541,287 | $122,800 |
| Hooker County | $541,287 | $126,300 |
| Howard County | $541,287 | $122,800 |
| Jefferson County | $541,287 | $122,800 |
| Johnson County | $541,287 | $122,800 |
| Kearney County | $541,287 | $122,800 |
| Keith County | $541,287 | $122,800 |
| Keya Paha County | $541,287 | $122,800 |
| Kimball County | $541,287 | $122,800 |
| Knox County | $541,287 | $122,800 |
| Lancaster County | $541,287 | $123,650 |
| Lincoln County | $541,287 | $122,800 |
| Logan County | $541,287 | $122,800 |
| Loup County | $541,287 | $122,800 |
| Madison County | $541,287 | $122,800 |
| McPherson County | $541,287 | $122,800 |
| Merrick County | $541,287 | $122,800 |
| Morrill County | $541,287 | $122,800 |
| Nance County | $541,287 | $122,800 |
| Nemaha County | $541,287 | $122,800 |
| Nuckolls County | $541,287 | $122,800 |
| Otoe County | $541,287 | $132,100 |
| Pawnee County | $541,287 | $122,800 |
| Perkins County | $541,287 | $122,800 |
| Phelps County | $541,287 | $122,800 |
| Pierce County | $541,287 | $122,800 |
| Platte County | $541,287 | $122,800 |
| Polk County | $541,287 | $122,800 |
| Red Willow County | $541,287 | $122,800 |
| Richardson County | $541,287 | $122,800 |
| Rock County | $541,287 | $122,800 |
| Saline County | $541,287 | $122,800 |
| Sarpy County | $541,287 | $131,100 |
| Saunders County | $541,287 | $135,900 |
| Scotts Bluff County | $541,287 | $122,800 |
| Seward County | $541,287 | $131,300 |
| Sheridan County | $541,287 | $122,800 |
| Sherman County | $541,287 | $122,800 |
| Sioux County | $541,287 | $122,800 |
| Stanton County | $541,287 | $122,800 |
| Thayer County | $541,287 | $122,800 |
| Thomas County | $541,287 | $122,800 |
| Thurston County | $541,287 | $122,800 |
| Valley County | $541,287 | $122,800 |
| Washington County | $541,287 | $131,100 |
| Wayne County | $541,287 | $122,800 |
| Webster County | $541,287 | $122,800 |
| Wheeler County | $541,287 | $122,800 |
| York County | $541,287 | $122,800 |
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