FHA Loan Limits and USDA Eligibility in Westmoreland County, Pennsylvania

2026 FHA one-unit limit in Westmoreland County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $126,950. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Westmoreland County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
15012$541,287$126,950
15062$541,287$126,950
15068$541,287$126,950
15072$541,287$126,950
15083$541,287$126,950
15085$541,287$126,950
15087$541,287$126,950
15089$541,287$126,950
15131$541,287$126,950
15448$541,287$126,950
15479$541,287$126,950
15601$541,287$126,950
15610$541,287$126,950
15611$541,287$126,950
15612$541,287$126,950
15613$541,287$122,800 to $126,950
15615$541,287$126,950
15616$541,287$126,950
15617$541,287$126,950
15618$541,287$122,800 to $126,950
15619$541,287$126,950
15620$541,287$126,950
15621$541,287$126,950
15622$541,287$122,800 to $126,950
15623$541,287$126,950
15624$541,287$126,950
15625$541,287$126,950
15626$541,287$126,950
15627$541,287$126,950
15628$541,287$126,950
15629$541,287$126,950
15632$541,287$126,950
15633$541,287$126,950
15634$541,287$126,950
15635$541,287$126,950
15636$541,287$126,950
15637$541,287$126,950
15638$541,287$126,950
15639$541,287$126,950
15640$541,287$126,950
15641$541,287$126,950
15642$541,287$126,950
15644$541,287$126,950
15646$541,287$126,950
15647$541,287$126,950
15650$541,287$126,950
15655$541,287$126,950
15656$541,287$122,800 to $126,950
15658$541,287$126,950
15660$541,287$126,950
15661$541,287$126,950
15662$541,287$126,950
15663$541,287$126,950
15664$541,287$126,950
15665$541,287$126,950
15666$541,287$126,950
15668$541,287$126,950
15670$541,287$126,950
15671$541,287$126,950
15672$541,287$126,950
15674$541,287$126,950
15675$541,287$126,950
15676$541,287$126,950
15677$541,287$126,950
15678$541,287$126,950
15679$541,287$126,950
15680$541,287$126,950
15681$541,287$122,800 to $126,950
15683$541,287$126,950
15684$541,287$126,950
15685$541,287$126,950
15687$541,287$126,950
15688$541,287$126,950
15689$541,287$126,950
15690$541,287$122,800 to $126,950
15691$541,287$126,950
15692$541,287$126,950
15693$541,287$126,950
15695$541,287$126,950
15696$541,287$126,950
15697$541,287$126,950
15698$541,287$126,950
15717$541,287$122,800 to $126,950
15779$541,287$126,950
15923$541,287$126,950
15944$541,287$122,800 to $126,950
15954$541,287$122,800 to $126,950
16565$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Westmoreland County address. Then they can match you if you qualify.

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