30-Year Fixed Mortgage Rates for Feb 10, 2026
Compare 30-year fixed mortgage rates in the table below. Want a personalized quote? See if you qualify with a licensed broker.
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About 30-year fixed mortgages
A 30-year fixed-rate mortgage is America's most popular home loan, offering predictable monthly payments that never change over the entire loan term. This stability makes budgeting easier and protects you from rising interest rates, though you'll pay more total interest compared to shorter terms.
Best for buyers planning to stay in their home long-term who prioritize lower monthly payments over minimizing total interest. The extended timeline also allows for gradual equity building while maintaining financial flexibility for other investments or expenses.