FHA Loan Limits and USDA Eligibility in Delaware County, Pennsylvania

2026 FHA one-unit limit in Delaware County is $630,200. Two-unit is $806,750, three-unit is $975,200, and four-unit is $1,211,950. USDA 502 Guaranteed 1–4 person moderate income is $141,100. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Delaware County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
19003$630,200$141,100
19008$630,200$141,100
19010$630,200$141,100
19013$630,200$141,100
19014$630,200$141,100
19015$630,200$141,100
19016$630,200$141,100
19017$630,200$141,100
19018$630,200$141,100
19022$630,200$141,100
19023$630,200$141,100
19026$630,200$141,100
19028$630,200$141,100
19029$630,200$141,100
19032$630,200$141,100
19033$630,200$141,100
19036$630,200$141,100
19039$630,200$141,100
19041$630,200$141,100
19043$630,200$141,100
19050$630,200$141,100
19052$630,200$141,100
19060$630,200$141,100
19061$630,200$141,100
19063$630,200$141,100
19064$630,200$141,100
19070$630,200$141,100
19073$630,200$141,100
19074$630,200$141,100
19076$630,200$141,100
19078$630,200$141,100
19079$630,200$141,100
19081$630,200$141,100
19082$630,200$141,100
19083$630,200$141,100
19085$630,200$141,100
19086$630,200$141,100
19087$630,200$141,100
19094$630,200$141,100
19096$630,200$141,100
19317$630,200$141,100
19319$630,200$141,100
19331$630,200$141,100
19342$630,200$141,100
19373$630,200$141,100
19382$630,200$141,100

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Loan Options in Delaware County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Delaware County address. Then they can match you if you qualify.

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