FHA Loan Limits and USDA Eligibility in Hawaii
2026 FHA one-unit limits in Hawaii range from $586,500 to $1,299,500. About 79% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $177,100. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Hawaii
USDA Property Eligibility and Income Limits Map for Hawaii
Hawaii FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Hawaii County | $586,500 | $139,150 |
| Honolulu County | $828,000 | $177,100 |
| Kauai County | $1,110,900 | $158,350 |
| Maui County | $1,299,500 | $170,250 |
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Loan Options in Hawaii
A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific address — then match you if you qualify.
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