FHA Loan Limits and USDA Eligibility in Nevada
2026 FHA one-unit limits in Nevada range from $541,287 to $736,000. About 62% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $134,350. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Nevada
USDA Property Eligibility and Income Limits Map for Nevada
Nevada FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Carson City | $575,000 | $122,800 |
| Churchill County | $541,287 | $122,800 |
| Clark County | $541,287 | $122,800 |
| Douglas County | $736,000 | $128,250 |
| Elko County | $541,287 | $128,250 |
| Esmeralda County | $541,287 | $130,900 |
| Eureka County | $541,287 | $125,550 |
| Humboldt County | $541,287 | $122,800 |
| Lander County | $541,287 | $129,150 |
| Lincoln County | $541,287 | $122,800 |
| Lyon County | $638,250 | $122,800 |
| Mineral County | $541,287 | $122,800 |
| Nye County | $541,287 | $122,800 |
| Pershing County | $541,287 | $122,800 |
| Storey County | $638,250 | $134,350 |
| Washoe County | $638,250 | $122,800 to $134,350 |
| White Pine County | $541,287 | $122,800 |
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