FHA Loan Limits and USDA Eligibility in Clearfield County, Pennsylvania

2026 FHA one-unit limit in Clearfield County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Clearfield County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
15721$541,287$122,800
15753$541,287$122,800
15757$541,287$122,800
15801$541,287$122,800
15848$541,287$122,800
15849$541,287$122,800
15856$541,287$122,800
15866$541,287$122,800
16616$541,287$122,800
16620$541,287$122,800
16627$541,287$122,800
16645$541,287$122,800
16651$541,287$122,800
16656$541,287$122,800
16661$541,287$122,800
16666$541,287$122,800 to $136,050
16671$541,287$122,800
16680$541,287$122,800
16692$541,287$122,800
16801$541,287$136,050
16821$541,287$122,800
16823$541,287$136,050
16825$541,287$122,800
16830$541,287$122,800
16833$541,287$122,800
16834$541,287$122,800
16836$541,287$122,800
16837$541,287$122,800
16838$541,287$122,800
16839$541,287$122,800
16840$541,287$122,800
16843$541,287$122,800
16845$541,287$122,800 to $136,050
16847$541,287$122,800
16849$541,287$122,800
16851$541,287$136,050
16855$541,287$122,800
16858$541,287$122,800
16860$541,287$122,800 to $136,050
16861$541,287$122,800
16863$541,287$122,800
16866$541,287$122,800 to $136,050
16871$541,287$122,800
16876$541,287$122,800
16878$541,287$122,800
16879$541,287$122,800
16881$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Clearfield County address. Then they can match you if you qualify.

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