Compare Mortgage Rates for Excellent Credit (740)

Scores in the 740s are excellent for mortgages. You'll see strong rates and broad eligibility for conventional, FHA, VA, and USDA loans. Many lenders reserve their best pricing for 740+, so you're in a very good position. If you have time before buying, optimizing your credit can help—use the rates below to see what you qualify for now, then revisit after you've boosted your score.