FHA Loan Limits and USDA Eligibility in Berks County, Pennsylvania

2026 FHA one-unit limit in Berks County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
Loading FHA loan limits map…
Loading Pennsylvania…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

Loading USDA map…
Loading Pennsylvania…
EligibleIneligibleUSDA ineligible boundary

Berks County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
17026$541,287$122,800
17057$541,287$125,700
17067$541,287$122,800
17320$541,287$122,850
17569$541,287$122,800 to $125,550
18011$541,287$122,800
18056$541,287$122,800
18062$541,287$122,800
19503$541,287$122,800
19504$541,287$122,800 to $141,100
19505$541,287$122,800 to $141,100
19506$541,287$122,800
19507$541,287$122,800
19508$541,287$122,800
19510$541,287$122,800
19511$541,287$122,800
19512$541,287$122,800 to $141,100
19516$541,287$122,800
19518$541,287$122,800
19519$541,287$122,800
19522$541,287$122,800
19523$541,287$122,800
19526$541,287$122,800
19529$541,287$122,800
19530$541,287$122,800
19533$541,287$122,800
19534$541,287$122,800
19535$541,287$122,800
19536$541,287$122,800
19538$541,287$122,800
19539$541,287$122,800
19540$541,287$122,800 to $125,550
19541$541,287$122,800
19543$541,287$122,800 to $141,100
19544$541,287$122,800
19545$541,287$122,800
19547$541,287$122,800
19548$541,287$122,800
19550$541,287$122,800
19551$541,287$122,800 to $125,550
19554$541,287$122,800
19555$541,287$122,800
19559$541,287$122,800
19560$541,287$122,800
19562$541,287$122,800
19564$541,287$122,800
19565$541,287$122,800
19567$541,287$122,800
19601$541,287$122,800
19602$541,287$122,800
19603$541,287$122,800
19604$541,287$122,800
19605$541,287$122,800
19606$541,287$122,800
19607$541,287$122,800
19608$541,287$122,800
19609$541,287$122,800
19610$541,287$122,800
19611$541,287$122,800

Connect with a Lender in Berks County

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Berks County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in Berks County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Berks County address. Then they can match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for Berks County

Learn More