FHA Loan Limits and USDA Eligibility in West Virginia
2026 FHA one-unit limits in West Virginia range from $541,287 to $1,249,125. About 98% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $147,650. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for West Virginia
USDA Property Eligibility and Income Limits Map for West Virginia
West Virginia FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Barbour County | $541,287 | $122,800 |
| Berkeley County | $541,287 | $122,800 |
| Boone County | $541,287 | $122,800 |
| Braxton County | $541,287 | $122,800 |
| Brooke County | $541,287 | $122,800 |
| Cabell County | $541,287 | $122,800 |
| Calhoun County | $541,287 | $122,800 |
| Clay County | $541,287 | $122,800 |
| Doddridge County | $541,287 | $122,800 |
| Fayette County | $541,287 | $122,800 |
| Gilmer County | $541,287 | $122,800 |
| Grant County | $541,287 | $122,800 |
| Greenbrier County | $541,287 | $122,800 |
| Hampshire County | $541,287 | $130,100 |
| Hancock County | $541,287 | $122,800 |
| Hardy County | $541,287 | $122,800 |
| Harrison County | $541,287 | $122,800 |
| Jackson County | $541,287 | $122,800 |
| Jefferson County | $1,249,125 | $122,800 to $147,650 |
| Kanawha County | $541,287 | $122,800 |
| Lewis County | $541,287 | $122,800 |
| Lincoln County | $541,287 | $122,800 |
| Logan County | $541,287 | $122,800 |
| Marion County | $541,287 | $122,800 |
| Marshall County | $541,287 | $122,800 |
| Mason County | $541,287 | $122,800 |
| McDowell County | $541,287 | $122,800 |
| Mercer County | $541,287 | $122,800 |
| Mineral County | $541,287 | $122,800 |
| Mingo County | $541,287 | $122,800 |
| Monongalia County | $541,287 | $122,800 |
| Monroe County | $541,287 | $122,800 |
| Morgan County | $541,287 | $122,800 |
| Nicholas County | $541,287 | $122,800 |
| Ohio County | $541,287 | $122,800 |
| Pendleton County | $541,287 | $122,800 |
| Pleasants County | $541,287 | $122,800 |
| Pocahontas County | $541,287 | $122,800 |
| Preston County | $541,287 | $122,800 |
| Putnam County | $541,287 | $122,800 |
| Raleigh County | $541,287 | $122,800 |
| Randolph County | $541,287 | $122,800 |
| Ritchie County | $541,287 | $122,800 |
| Roane County | $541,287 | $122,800 |
| Summers County | $541,287 | $122,800 |
| Taylor County | $541,287 | $122,800 |
| Tucker County | $541,287 | $122,800 |
| Tyler County | $541,287 | $122,800 |
| Upshur County | $541,287 | $122,800 |
| Wayne County | $541,287 | $122,800 |
| Webster County | $541,287 | $122,800 |
| Wetzel County | $541,287 | $122,800 |
| Wirt County | $541,287 | $122,800 |
| Wood County | $541,287 | $122,800 |
| Wyoming County | $541,287 | $122,800 |
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