FHA Loan Limits and USDA Eligibility in Fayette County, Pennsylvania

2026 FHA one-unit limit in Fayette County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $126,950. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Fayette County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
15012$541,287$126,950
15401$541,287$126,950
15410$541,287$126,950
15413$541,287$126,950
15415$541,287$126,950
15416$541,287$126,950
15417$541,287$126,950
15420$541,287$126,950
15421$541,287$126,950
15422$541,287$126,950
15424$541,287$122,800 to $126,950
15425$541,287$126,950
15428$541,287$126,950
15430$541,287$126,950
15431$541,287$126,950
15433$541,287$126,950
15435$541,287$126,950
15436$541,287$126,950
15437$541,287$126,950
15438$541,287$126,950
15439$541,287$126,950
15440$541,287$126,950
15442$541,287$126,950
15443$541,287$126,950
15444$541,287$126,950
15445$541,287$126,950
15446$541,287$126,950
15447$541,287$126,950
15449$541,287$126,950
15450$541,287$126,950
15451$541,287$126,950
15454$541,287$126,950
15455$541,287$126,950
15456$541,287$126,950
15458$541,287$126,950
15459$541,287$126,950
15460$541,287$126,950
15461$541,287$126,950
15462$541,287$126,950
15463$541,287$126,950
15464$541,287$126,950
15465$541,287$126,950
15466$541,287$126,950
15467$541,287$126,950
15468$541,287$126,950
15469$541,287$126,950
15470$541,287$126,950
15472$541,287$126,950
15473$541,287$126,950
15474$541,287$126,950
15475$541,287$126,950
15476$541,287$126,950
15478$541,287$126,950
15480$541,287$126,950
15482$541,287$126,950
15484$541,287$126,950
15486$541,287$126,950
15488$541,287$126,950
15489$541,287$126,950
15490$541,287$126,950
15492$541,287$126,950
15610$541,287$126,950
15631$541,287$126,950
15666$541,287$126,950
15683$541,287$126,950

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Fayette County address. Then they can match you if you qualify.

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