FHA Loan Limits and USDA Eligibility in Montana
2026 FHA one-unit limits in Montana range from $541,287 to $754,400. About 98% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $149,700. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Montana
USDA Property Eligibility and Income Limits Map for Montana
Montana FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Beaverhead County | $541,287 | $122,800 |
| Big Horn County | $541,287 | $122,800 |
| Blaine County | $541,287 | $122,800 |
| Broadwater County | $541,287 | $122,800 |
| Carbon County | $754,400 | $122,850 |
| Carter County | $541,287 | $122,800 |
| Cascade County | $541,287 | $122,800 |
| Chouteau County | $541,287 | $122,800 |
| Custer County | $541,287 | $122,800 |
| Daniels County | $541,287 | $122,800 |
| Dawson County | $541,287 | $122,800 |
| Deer Lodge County | $541,287 | $122,800 |
| Fallon County | $541,287 | $137,800 |
| Fergus County | $541,287 | $122,800 |
| Flathead County | $615,250 | $122,800 |
| Gallatin County | $718,750 | $149,700 |
| Garfield County | $541,287 | $122,800 |
| Glacier County | $541,287 | $122,800 |
| Golden Valley County | $541,287 | $122,800 |
| Granite County | $541,287 | $122,800 |
| Hill County | $541,287 | $122,800 |
| Jefferson County | $541,287 | $131,900 |
| Judith Basin County | $541,287 | $122,800 |
| Lake County | $541,287 | $122,800 |
| Lewis and Clark County | $541,287 | $135,350 |
| Liberty County | $541,287 | $122,800 |
| Lincoln County | $541,287 | $122,800 |
| Madison County | $541,287 | $122,800 |
| McCone County | $541,287 | $122,800 |
| Meagher County | $541,287 | $122,800 |
| Mineral County | $598,000 | $122,800 |
| Missoula County | $598,000 | $124,550 |
| Musselshell County | $541,287 | $122,800 |
| Park County | $563,500 | $122,800 |
| Petroleum County | $541,287 | $122,800 |
| Phillips County | $541,287 | $122,800 |
| Pondera County | $541,287 | $122,800 |
| Powder River County | $541,287 | $122,800 |
| Powell County | $541,287 | $122,800 |
| Prairie County | $541,287 | $122,800 |
| Ravalli County | $560,050 | $122,800 |
| Richland County | $541,287 | $122,800 |
| Roosevelt County | $541,287 | $122,800 |
| Rosebud County | $541,287 | $122,800 |
| Sanders County | $541,287 | $122,800 |
| Sheridan County | $541,287 | $122,800 |
| Silver Bow County | $541,287 | $122,800 |
| Stillwater County | $754,400 | $129,150 |
| Sweet Grass County | $541,287 | $122,800 |
| Teton County | $541,287 | $122,800 |
| Toole County | $541,287 | $122,800 |
| Treasure County | $541,287 | $122,800 |
| Valley County | $541,287 | $122,800 |
| Wheatland County | $541,287 | $122,800 |
| Wibaux County | $541,287 | $122,800 |
| Yellowstone County | $754,400 | $122,850 |
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