FHA Loan Limits and USDA Eligibility in Vermont
2026 FHA one-unit limits in Vermont range from $541,287 to $575,000. About 98% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $124,350 to $149,300. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Vermont
USDA Property Eligibility and Income Limits Map for Vermont
Vermont FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Addison County | $541,287 | $133,550 |
| Bennington County | $541,287 | $125,200 |
| Caledonia County | $541,287 | $124,350 |
| Chittenden County | $575,000 | $149,300 |
| Essex County | $541,287 | $124,350 |
| Franklin County | $575,000 | $149,300 |
| Grand Isle County | $575,000 | $149,300 |
| Lamoille County | $541,287 | $124,350 |
| Orange County | $541,287 | $124,350 |
| Orleans County | $541,287 | $124,350 |
| Rutland County | $541,287 | $124,350 |
| Washington County | $541,287 | $131,100 |
| Windham County | $541,287 | $124,350 |
| Windsor County | $541,287 | $126,150 |
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