High Rise Condo Mortgage Rates for Feb 24, 2026

Compare high rise condo mortgage rates for buildings 4+ stories. See today's offers in the table below. Want a personalized quote? Connect with a licensed broker.

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About high rise condo mortgages

High rise condos (4+ stories) can have different lending requirements than low-rise condos or single-family homes. Some lenders limit exposure to high-rise projects or require stronger project approval. Your rate depends on your credit, down payment, and whether the building meets Fannie Mae, Freddie Mac, FHA, or VA guidelines.

Compare rates above and connect with a broker to find the best fit for your high rise purchase.

High rise advantages

  • Urban living close to work and amenities
  • Views and amenities gyms, pools, concierge
  • Security controlled access, doorman
  • Low maintenance building handles exterior

Things to consider

  • Stricter lending some lenders limit high-rise exposure
  • Higher HOA fees elevators, common areas add cost
  • Project approval must meet lender guidelines
  • Special assessments possible for major building repairs

Frequently Asked Questions