FHA Loan Limits and USDA Eligibility in South Carolina
2026 FHA one-unit limits in South Carolina range from $541,287 to $690,000. About 81% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $135,150. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for South Carolina
South Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for South Carolina
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South Carolina FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Abbeville County | $541,287 | $122,800 |
| Aiken County | $541,287 | $122,800 |
| Allendale County | $541,287 | $122,800 |
| Anderson County | $541,287 | $122,800 |
| Bamberg County | $541,287 | $122,800 |
| Barnwell County | $541,287 | $122,800 |
| Beaufort County | $638,250 | $129,950 |
| Berkeley County | $690,000 | $135,150 |
| Calhoun County | $541,287 | $122,800 |
| Charleston County | $690,000 | $135,150 |
| Cherokee County | $541,287 | $122,800 |
| Chester County | $541,287 | $122,800 |
| Chesterfield County | $541,287 | $122,800 |
| Clarendon County | $541,287 | $122,800 |
| Colleton County | $541,287 | $122,800 |
| Darlington County | $541,287 | $122,800 |
| Dillon County | $541,287 | $122,800 |
| Dorchester County | $690,000 | $135,150 |
| Edgefield County | $541,287 | $122,800 |
| Fairfield County | $541,287 | $122,800 |
| Florence County | $541,287 | $122,800 |
| Georgetown County | $541,287 | $122,800 |
| Greenville County | $541,287 | $122,800 |
| Greenwood County | $541,287 | $122,800 |
| Hampton County | $541,287 | $122,800 |
| Horry County | $541,287 | $122,800 |
| Jasper County | $638,250 | $122,800 |
| Kershaw County | $541,287 | $122,800 |
| Lancaster County | $541,287 | $122,800 |
| Laurens County | $541,287 | $122,800 |
| Lee County | $541,287 | $122,800 |
| Lexington County | $541,287 | $122,800 |
| Marion County | $541,287 | $122,800 |
| Marlboro County | $541,287 | $122,800 |
| McCormick County | $541,287 | $122,800 |
| Newberry County | $541,287 | $122,800 |
| Oconee County | $541,287 | $122,800 |
| Orangeburg County | $541,287 | $122,800 |
| Pickens County | $541,287 | $122,800 |
| Richland County | $541,287 | $122,800 |
| Saluda County | $541,287 | $122,800 |
| Spartanburg County | $541,287 | $122,800 |
| Sumter County | $541,287 | $122,800 |
| Union County | $541,287 | $122,800 |
| Williamsburg County | $541,287 | $122,800 |
| York County | $541,287 | $135,000 |
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