Triplex Mortgage Rates for Feb 24, 2026
Compare triplex mortgage rates for 3-unit properties. Live in one unit, rent the others. See today's offers below. Want a personalized quote? Connect with a licensed broker.
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About triplex mortgages
A triplex is a 3-unit property. Many buyers live in one unit and rent the other two to offset the mortgage. Owner-occupied triplexes often qualify for FHA (3.5% down) and VA (0% down) loans. Conventional loans typically require 5-15% down for owner-occupancy. Compare rates above and connect with a broker to find the best fit.
Triplex advantages
- ✓More rental income two units help pay the mortgage
- ✓Live for less owner-occupied rates, rent offsets cost
- ✓Build equity in three units with one loan
- ✓FHA/VA eligible with owner-occupancy
Things to consider
- •Higher down payment often 15-25% for non-owner-occupied
- •More landlord work three units to manage
- •Stricter underwriting rental income typically required
- •Fewer lenders some limit 3-4 unit exposure