FHA Loan Limits and USDA Eligibility in Arizona
2026 FHA one-unit limits in Arizona range from $541,287 to $609,500. About 59% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $129,250. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Arizona
USDA Property Eligibility and Income Limits Map for Arizona
Arizona FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Apache County | $541,287 | $122,800 |
| Cochise County | $541,287 | $122,800 |
| Coconino County | $609,500 | $128,800 |
| Gila County | $541,287 | $122,800 |
| Graham County | $541,287 | $122,800 |
| Greenlee County | $541,287 | $122,800 |
| La Paz County | $541,287 | $122,800 |
| Maricopa County | $557,750 | $129,250 |
| Mohave County | $541,287 | $122,800 |
| Navajo County | $541,287 | $122,800 |
| Pima County | $541,287 | $122,800 |
| Pinal County | $557,750 | $129,250 |
| Santa Cruz County | $541,287 | $122,800 |
| Yavapai County | $541,287 | $122,800 |
| Yuma County | $541,287 | $122,800 |
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