FHA Loan Limits and USDA Eligibility in Utah
2026 FHA one-unit limits in Utah range from $541,287 to $1,163,800. About 72% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $128,950 to $153,550. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Utah
USDA Property Eligibility and Income Limits Map for Utah
Utah FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Beaver County | $541,287 | $128,950 |
| Box Elder County | $541,287 | $128,950 |
| Cache County | $541,287 | $128,950 |
| Carbon County | $541,287 | $128,950 |
| Daggett County | $541,287 | $128,950 |
| Davis County | $744,050 | $138,600 |
| Duchesne County | $541,287 | $128,950 |
| Emery County | $541,287 | $128,950 |
| Garfield County | $541,287 | $128,950 |
| Grand County | $839,500 | $128,950 |
| Iron County | $541,287 | $128,950 |
| Juab County | $601,450 | $137,050 |
| Kane County | $541,287 | $128,950 |
| Millard County | $541,287 | $128,950 |
| Morgan County | $744,050 | $138,600 |
| Piute County | $541,287 | $128,950 |
| Rich County | $579,600 | $128,950 |
| Salt Lake County | $637,100 | $145,050 |
| San Juan County | $541,287 | $128,950 |
| Sanpete County | $541,287 | $128,950 |
| Sevier County | $541,287 | $128,950 |
| Summit County | $1,163,800 | $153,550 |
| Tooele County | $637,100 | $139,500 |
| Uintah County | $541,287 | $128,950 |
| Utah County | $601,450 | $137,050 |
| Wasatch County | $1,163,800 | $153,550 |
| Washington County | $607,200 | $128,950 |
| Wayne County | $997,050 | $128,950 |
| Weber County | $744,050 | $138,600 |
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