FHA Loan Limits and USDA Eligibility in Oregon
2026 FHA one-unit limits in Oregon range from $541,287 to $762,450. About 84% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $147,550. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Oregon
USDA Property Eligibility and Income Limits Map for Oregon
Oregon FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Baker County | $541,287 | $122,800 |
| Benton County | $615,250 | $143,750 |
| Clackamas County | $701,500 | $147,550 |
| Clatsop County | $563,500 | $122,800 |
| Columbia County | $701,500 | $147,550 |
| Coos County | $541,287 | $122,800 |
| Crook County | $718,750 | $122,800 |
| Curry County | $541,287 | $122,800 |
| Deschutes County | $718,750 | $138,200 |
| Douglas County | $541,287 | $122,800 |
| Gilliam County | $541,287 | $122,800 |
| Grant County | $541,287 | $122,800 |
| Harney County | $541,287 | $122,800 |
| Hood River County | $762,450 | $135,150 |
| Jackson County | $541,287 | $122,800 |
| Jefferson County | $718,750 | $122,800 |
| Josephine County | $541,287 | $122,800 |
| Klamath County | $541,287 | $122,800 |
| Lake County | $541,287 | $122,800 |
| Lane County | $541,287 | $122,800 |
| Lincoln County | $541,287 | $122,800 |
| Linn County | $541,287 | $122,800 |
| Malheur County | $541,287 | $122,800 |
| Marion County | $541,287 | $122,800 |
| Morrow County | $541,287 | $122,800 |
| Multnomah County | $701,500 | $147,550 |
| Polk County | $541,287 | $122,800 |
| Sherman County | $541,287 | $122,800 |
| Tillamook County | $541,287 | $122,800 |
| Umatilla County | $541,287 | $122,800 |
| Union County | $541,287 | $122,800 |
| Wallowa County | $541,287 | $122,800 |
| Wasco County | $541,287 | $122,800 |
| Washington County | $701,500 | $147,550 |
| Wheeler County | $541,287 | $122,800 |
| Yamhill County | $701,500 | $147,550 |
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