FHA Loan Limits and USDA Eligibility in Delaware
2026 FHA one-unit limits in Delaware range from $541,287 to $630,200. About 65% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $123,350 to $141,100. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Delaware
Delaware one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Delaware
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EligibleIneligibleUSDA ineligible boundary
Delaware FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Kent County | $541,287 | $123,900 |
| New Castle County | $630,200 | $141,100 |
| Sussex County | $541,287 | $123,350 |
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