FHA Loan Limits and USDA Eligibility in Adams County, Pennsylvania

2026 FHA one-unit limit in Adams County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,850. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Adams County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
17222$541,287$122,800 to $122,850
17301$541,287$122,800 to $122,850
17303$541,287$122,850
17304$541,287$122,850
17306$541,287$122,850
17307$541,287$122,850 to $125,700
17310$541,287$122,850
17316$541,287$122,800 to $122,850
17320$541,287$122,850
17324$541,287$122,850 to $125,700
17325$541,287$122,850
17331$541,287$122,800 to $122,850
17337$541,287$122,850
17340$541,287$122,850
17343$541,287$122,850
17344$541,287$122,850
17350$541,287$122,850
17353$541,287$122,850
17372$541,287$122,800 to $122,850
18346$541,287$122,800
18350$541,287$122,800
19567$541,287$122,800

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Loan Options in Adams County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Adams County address. Then they can match you if you qualify.

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