VA Loan Rates for Oct 4, 2026

$0 down, no PMI. Compare VA rates in the table, then see requirements on the VA hub.

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VA 30-year fixed rate average

The figure below is a national rate-lock average for 30-year VA fixed-rate mortgages sourced from Optimal Blue mortgage market data. It is not a personalized quote: your rate depends on your credit, loan amount, entitlement status, and the lender you choose.

VA loans are available to eligible veterans, active-duty service members, and surviving spouses. They require no down payment and typically carry no private mortgage insurance (PMI), often making them the most competitive option for those who qualify.

Latest published U.S. VA 30-year fixed rate (benchmark)

7.00% APR

Check Your VA Eligibility →Last announced October 1, 2026
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