FHA Loan Limits and USDA Eligibility in Indiana County, Pennsylvania

2026 FHA one-unit limit in Indiana County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Indiana County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
15681$541,287$122,800 to $126,950
15701$541,287$122,800
15710$541,287$122,800
15712$541,287$122,800
15713$541,287$122,800
15716$541,287$122,800
15717$541,287$122,800 to $126,950
15720$541,287$122,800
15723$541,287$122,800
15724$541,287$122,800
15725$541,287$122,800
15727$541,287$122,800
15728$541,287$122,800
15729$541,287$122,800
15731$541,287$122,800
15732$541,287$122,800
15734$541,287$122,800
15739$541,287$122,800
15741$541,287$122,800
15742$541,287$122,800
15745$541,287$122,800
15746$541,287$122,800
15747$541,287$122,800
15748$541,287$122,800
15750$541,287$122,800
15752$541,287$122,800
15754$541,287$122,800
15756$541,287$122,800
15759$541,287$122,800
15761$541,287$122,800
15763$541,287$122,800
15765$541,287$122,800
15767$541,287$122,800
15771$541,287$122,800
15772$541,287$122,800
15774$541,287$122,800
15777$541,287$122,800
15783$541,287$122,800
15920$541,287$122,800
15929$541,287$122,800
15944$541,287$122,800 to $126,950
15949$541,287$122,800
15954$541,287$122,800 to $126,950
15961$541,287$122,800
16211$541,287$122,800
16246$541,287$122,800
16256$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Indiana County address. Then they can match you if you qualify.

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