FHA Loan Limits and USDA Eligibility in New Hampshire

2026 FHA one-unit limits in New Hampshire range from $541,287 to $962,550. About 92% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $197,100. Enter a ZIP on the maps. County FHA caps are listed below.

2026 FHA Loan Limits Map for New Hampshire

New Hampshire one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New Hampshire

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EligibleIneligibleUSDA ineligible boundary

New Hampshire FHA and USDA Figures by County

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.

CountyFHA one-unit loan limitUSDA 1–4 person moderate income
Belknap County$541,287$143,450
Carroll County$546,250$143,450
Cheshire County$541,287$143,450
Coos County$541,287$143,450
Grafton County$541,287$143,450
Hillsborough County$589,950$143,450
Merrimack County$541,287$147,900
Rockingham County$962,550$197,100
Strafford County$962,550$153,550
Sullivan County$541,287$143,450

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Loan Options in New Hampshire

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific address — then match you if you qualify.

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