FHA Loan Limits and USDA Eligibility in Washington County, Pennsylvania

2026 FHA one-unit limit in Washington County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $126,950. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Washington County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
15004$541,287$126,950
15017$541,287$126,950
15019$541,287$126,950
15021$541,287$126,950
15022$541,287$126,950
15033$541,287$126,950
15038$541,287$126,950
15053$541,287$126,950
15054$541,287$126,950
15055$541,287$126,950
15057$541,287$126,950
15060$541,287$126,950
15063$541,287$126,950
15067$541,287$126,950
15078$541,287$126,950
15241$541,287$126,950
15301$541,287$126,950
15311$541,287$126,950
15312$541,287$126,950
15313$541,287$126,950
15314$541,287$126,950
15317$541,287$126,950
15321$541,287$126,950
15323$541,287$126,950
15324$541,287$126,950
15329$541,287$122,800 to $126,950
15330$541,287$126,950
15331$541,287$126,950
15332$541,287$126,950
15333$541,287$126,950
15336$541,287$126,950
15339$541,287$126,950
15340$541,287$126,950
15342$541,287$126,950
15345$541,287$122,800 to $126,950
15347$541,287$126,950
15348$541,287$126,950
15350$541,287$126,950
15358$541,287$126,950
15360$541,287$126,950
15361$541,287$126,950
15363$541,287$126,950
15365$541,287$126,950
15366$541,287$126,950
15367$541,287$126,950
15368$541,287$126,950
15376$541,287$126,950
15377$541,287$122,800 to $126,950
15378$541,287$126,950
15379$541,287$126,950
15412$541,287$126,950
15417$541,287$126,950
15419$541,287$126,950
15423$541,287$126,950
15427$541,287$126,950
15429$541,287$126,950
15432$541,287$126,950
15434$541,287$126,950
15477$541,287$126,950
15483$541,287$126,950

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Loan Options in Washington County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Washington County address. Then they can match you if you qualify.

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