FHA Loan Limits and USDA Eligibility in Chester County, Pennsylvania

2026 FHA one-unit limit in Chester County is $630,200. Two-unit is $806,750, three-unit is $975,200, and four-unit is $1,211,950. USDA 502 Guaranteed 1–4 person moderate income is $141,100. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

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EligibleIneligibleUSDA ineligible boundary

Chester County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
17527$630,200$125,550 to $141,100
17555$630,200$122,800 to $141,100
19073$630,200$141,100
19087$630,200$141,100
19301$630,200$141,100
19310$630,200$125,550 to $141,100
19311$630,200$141,100
19312$630,200$141,100
19316$630,200$141,100
19317$630,200$141,100
19318$630,200$141,100
19319$630,200$141,100
19320$630,200$141,100
19330$630,200$141,100
19333$630,200$141,100
19335$630,200$141,100
19341$630,200$141,100
19343$630,200$141,100
19344$630,200$125,550 to $141,100
19345$630,200$141,100
19346$630,200$141,100
19347$630,200$141,100
19348$630,200$141,100
19350$630,200$141,100
19351$630,200$141,100
19352$630,200$141,100
19354$630,200$141,100
19355$630,200$141,100
19357$630,200$141,100
19358$630,200$141,100
19360$630,200$141,100
19362$630,200$125,550 to $141,100
19363$630,200$125,550 to $141,100
19365$630,200$141,100
19366$630,200$141,100
19367$630,200$141,100
19369$630,200$141,100
19372$630,200$141,100
19374$630,200$141,100
19375$630,200$141,100
19376$630,200$141,100
19380$630,200$141,100
19382$630,200$141,100
19390$630,200$141,100
19395$630,200$141,100
19421$630,200$141,100
19425$630,200$141,100
19432$630,200$141,100
19442$630,200$141,100
19457$630,200$141,100
19460$630,200$141,100
19465$630,200$141,100
19470$630,200$141,100
19475$630,200$141,100
19480$630,200$141,100
19481$630,200$141,100
19520$630,200$122,800 to $141,100
19543$630,200$122,800 to $141,100

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Loan Options in Chester County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Chester County address. Then they can match you if you qualify.

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