FHA Loan Limits and USDA Eligibility in Indiana
2026 FHA one-unit limit in Indiana is $541,287. About 80% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $128,600. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Indiana
Indiana one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Indiana
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EligibleIneligibleUSDA ineligible boundary
Indiana FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Adams County | $541,287 | $122,800 |
| Allen County | $541,287 | $122,800 |
| Bartholomew County | $541,287 | $122,800 |
| Benton County | $541,287 | $122,800 |
| Blackford County | $541,287 | $122,800 |
| Boone County | $541,287 | $127,300 |
| Brown County | $541,287 | $127,300 |
| Carroll County | $541,287 | $122,800 |
| Cass County | $541,287 | $122,800 |
| Clark County | $541,287 | $122,800 |
| Clay County | $541,287 | $122,800 |
| Clinton County | $541,287 | $122,800 |
| Crawford County | $541,287 | $122,800 |
| Daviess County | $541,287 | $122,800 |
| Dearborn County | $541,287 | $128,600 |
| Decatur County | $541,287 | $122,800 |
| DeKalb County | $541,287 | $122,800 |
| Delaware County | $541,287 | $122,800 |
| Dubois County | $541,287 | $122,800 |
| Elkhart County | $541,287 | $122,800 |
| Fayette County | $541,287 | $122,800 |
| Floyd County | $541,287 | $122,800 |
| Fountain County | $541,287 | $122,800 |
| Franklin County | $541,287 | $122,800 |
| Fulton County | $541,287 | $122,800 |
| Gibson County | $541,287 | $122,800 |
| Grant County | $541,287 | $122,800 |
| Greene County | $541,287 | $122,800 |
| Hamilton County | $541,287 | $127,300 |
| Hancock County | $541,287 | $127,300 |
| Harrison County | $541,287 | $122,800 |
| Hendricks County | $541,287 | $127,300 |
| Henry County | $541,287 | $122,800 |
| Howard County | $541,287 | $122,800 |
| Huntington County | $541,287 | $122,800 |
| Jackson County | $541,287 | $122,800 |
| Jasper County | $541,287 | $122,800 |
| Jay County | $541,287 | $122,800 |
| Jefferson County | $541,287 | $122,800 |
| Jennings County | $541,287 | $122,800 |
| Johnson County | $541,287 | $127,300 |
| Knox County | $541,287 | $122,800 |
| Kosciusko County | $541,287 | $122,800 |
| LaGrange County | $541,287 | $122,800 |
| Lake County | $541,287 | $122,800 |
| LaPorte County | $541,287 | $122,800 |
| Lawrence County | $541,287 | $122,800 |
| Madison County | $541,287 | $122,800 |
| Marion County | $541,287 | $127,300 |
| Marshall County | $541,287 | $122,800 |
| Martin County | $541,287 | $122,800 |
| Miami County | $541,287 | $122,800 |
| Monroe County | $541,287 | $126,350 |
| Montgomery County | $541,287 | $122,800 |
| Morgan County | $541,287 | $127,300 |
| Newton County | $541,287 | $122,800 |
| Noble County | $541,287 | $122,800 |
| Ohio County | $541,287 | $128,600 |
| Orange County | $541,287 | $122,800 |
| Owen County | $541,287 | $122,800 |
| Parke County | $541,287 | $122,800 |
| Perry County | $541,287 | $122,800 |
| Pike County | $541,287 | $122,800 |
| Porter County | $541,287 | $122,800 |
| Posey County | $541,287 | $122,800 |
| Pulaski County | $541,287 | $122,800 |
| Putnam County | $541,287 | $122,800 |
| Randolph County | $541,287 | $122,800 |
| Ripley County | $541,287 | $122,800 |
| Rush County | $541,287 | $122,800 |
| Scott County | $541,287 | $122,800 |
| Shelby County | $541,287 | $127,300 |
| Spencer County | $541,287 | $122,800 |
| St. Joseph County | $541,287 | $122,800 |
| Starke County | $541,287 | $122,800 |
| Steuben County | $541,287 | $122,800 |
| Sullivan County | $541,287 | $122,800 |
| Switzerland County | $541,287 | $122,800 |
| Tippecanoe County | $541,287 | $122,800 |
| Tipton County | $541,287 | $122,800 |
| Union County | $541,287 | $122,800 |
| Vanderburgh County | $541,287 | $122,800 |
| Vermillion County | $541,287 | $122,800 |
| Vigo County | $541,287 | $122,800 |
| Wabash County | $541,287 | $122,800 |
| Warren County | $541,287 | $122,800 |
| Warrick County | $541,287 | $122,800 |
| Washington County | $541,287 | $122,800 |
| Wayne County | $541,287 | $122,800 |
| Wells County | $541,287 | $122,800 |
| White County | $541,287 | $122,800 |
| Whitley County | $541,287 | $122,800 |
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