FHA Loan Limits and USDA Eligibility in Monroe County, Pennsylvania

2026 FHA one-unit limit in Monroe County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Pennsylvania

Pennsylvania one-unit limits:
Loading FHA loan limits map…
Loading Pennsylvania…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Pennsylvania

Loading USDA map…
Loading Pennsylvania…
EligibleIneligibleUSDA ineligible boundary

Monroe County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
18032$541,287$122,800
18058$541,287$122,800
18071$541,287$122,800
18210$541,287$122,800
18301$541,287$122,800
18302$541,287$122,800
18321$541,287$122,800
18322$541,287$122,800
18323$541,287$122,800
18325$541,287$122,800
18326$541,287$122,800
18327$541,287$122,800
18330$541,287$122,800
18331$541,287$122,800
18332$541,287$122,800
18333$541,287$122,800
18334$541,287$122,800
18335$541,287$122,800
18342$541,287$122,800
18344$541,287$122,800
18346$541,287$122,800
18347$541,287$122,800
18349$541,287$122,800
18350$541,287$122,800
18353$541,287$122,800
18354$541,287$122,800
18355$541,287$122,800
18356$541,287$122,800
18357$541,287$122,800
18360$541,287$122,800
18370$541,287$122,800
18372$541,287$122,800
18424$541,287$122,800
18466$541,287$122,800
18610$541,287$122,800

Connect with a Lender in Monroe County

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Monroe County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in Monroe County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Monroe County address. Then they can match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for Monroe County

Learn More