FHA Loan Limits and USDA Eligibility in Arkansas
2026 FHA one-unit limit in Arkansas is $541,287. About 95% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $122,900. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Arkansas
USDA Property Eligibility and Income Limits Map for Arkansas
Arkansas FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Arkansas County | $541,287 | $122,800 |
| Ashley County | $541,287 | $122,800 |
| Baxter County | $541,287 | $122,800 |
| Benton County | $541,287 | $122,900 |
| Boone County | $541,287 | $122,800 |
| Bradley County | $541,287 | $122,800 |
| Calhoun County | $541,287 | $122,800 |
| Carroll County | $541,287 | $122,800 |
| Chicot County | $541,287 | $122,800 |
| Clark County | $541,287 | $122,800 |
| Clay County | $541,287 | $122,800 |
| Cleburne County | $541,287 | $122,800 |
| Cleveland County | $541,287 | $122,800 |
| Columbia County | $541,287 | $122,800 |
| Conway County | $541,287 | $122,800 |
| Craighead County | $541,287 | $122,800 |
| Crawford County | $541,287 | $122,800 |
| Crittenden County | $541,287 | $122,800 |
| Cross County | $541,287 | $122,800 |
| Dallas County | $541,287 | $122,800 |
| Desha County | $541,287 | $122,800 |
| Drew County | $541,287 | $122,800 |
| Faulkner County | $541,287 | $122,800 |
| Franklin County | $541,287 | $122,800 |
| Fulton County | $541,287 | $122,800 |
| Garland County | $541,287 | $122,800 |
| Grant County | $541,287 | $122,800 |
| Greene County | $541,287 | $122,800 |
| Hempstead County | $541,287 | $122,800 |
| Hot Spring County | $541,287 | $122,800 |
| Howard County | $541,287 | $122,800 |
| Independence County | $541,287 | $122,800 |
| Izard County | $541,287 | $122,800 |
| Jackson County | $541,287 | $122,800 |
| Jefferson County | $541,287 | $122,800 |
| Johnson County | $541,287 | $122,800 |
| Lafayette County | $541,287 | $122,800 |
| Lawrence County | $541,287 | $122,800 |
| Lee County | $541,287 | $122,800 |
| Lincoln County | $541,287 | $122,800 |
| Little River County | $541,287 | $122,800 |
| Logan County | $541,287 | $122,800 |
| Lonoke County | $541,287 | $122,800 |
| Madison County | $541,287 | $122,900 |
| Marion County | $541,287 | $122,800 |
| Miller County | $541,287 | $122,800 |
| Mississippi County | $541,287 | $122,800 |
| Monroe County | $541,287 | $122,800 |
| Montgomery County | $541,287 | $122,800 |
| Nevada County | $541,287 | $122,800 |
| Newton County | $541,287 | $122,800 |
| Ouachita County | $541,287 | $122,800 |
| Perry County | $541,287 | $122,800 |
| Phillips County | $541,287 | $122,800 |
| Pike County | $541,287 | $122,800 |
| Poinsett County | $541,287 | $122,800 |
| Polk County | $541,287 | $122,800 |
| Pope County | $541,287 | $122,800 |
| Prairie County | $541,287 | $122,800 |
| Pulaski County | $541,287 | $122,800 |
| Randolph County | $541,287 | $122,800 |
| Saline County | $541,287 | $122,800 |
| Scott County | $541,287 | $122,800 |
| Searcy County | $541,287 | $122,800 |
| Sebastian County | $541,287 | $122,800 |
| Sevier County | $541,287 | $122,800 |
| Sharp County | $541,287 | $122,800 |
| St. Francis County | $541,287 | $122,800 |
| Stone County | $541,287 | $122,800 |
| Union County | $541,287 | $122,800 |
| Van Buren County | $541,287 | $122,800 |
| Washington County | $541,287 | $122,900 |
| White County | $541,287 | $122,800 |
| Woodruff County | $541,287 | $122,800 |
| Yell County | $541,287 | $122,800 |
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