FHA Loan Limits and USDA Eligibility in Alaska

2026 FHA one-unit limits in Alaska range from $541,287 to $596,850. About 92% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $122,800. Enter a ZIP on the maps. County FHA caps are listed below.

2026 FHA Loan Limits Map for Alaska

Alaska one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Alaska

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EligibleIneligibleUSDA ineligible boundary

Alaska FHA and USDA Figures by County

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.

CountyFHA one-unit loan limitUSDA 1–4 person moderate income
Aleutians West Census Area$585,350$122,800
Anchorage Municipality$541,287$122,800
Bethel Census Area$541,287$122,800
Bristol Bay Borough$541,287$122,800
Chugach Census Area$541,287$122,800
Copper River Census Area$541,287$122,800
Denali Borough$541,287$122,800
Dillingham Census Area$541,287$122,800
Fairbanks North Star Borough$541,287$122,800
Haines Borough$541,287$122,800
Juneau City and Borough$596,850$122,800
Kenai Peninsula Borough$541,287$122,800
Ketchikan Gateway Borough$541,287$122,800
Kodiak Island Borough$541,650$122,800
Lake and Peninsula Borough$541,287$122,800
Matanuska-Susitna Borough$541,287$122,800
Nome Census Area$541,287$122,800
North Slope Borough$541,287$122,800
Northwest Arctic Borough$541,287$122,800
Petersburg Borough$541,287$122,800
Prince of Wales-Hyder Census Area$541,287$122,800
Sitka City and Borough$586,500$122,800
Skagway Municipality$541,287$122,800
Southeast Fairbanks Census Area$541,287$122,800
Wrangell City and Borough$541,287$122,800
Yakutat City and Borough$541,287$122,800

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