FHA Loan Limits and USDA Eligibility in Missouri
2026 FHA one-unit limit in Missouri is $541,287. About 83% of ZIP centers look USDA-eligible. USDA 502 Guaranteed 1–4 person income limits range from $122,800 to $133,750. Enter a ZIP on the maps. County FHA caps are listed below.
2026 FHA Loan Limits Map for Missouri
Missouri one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Missouri
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EligibleIneligibleUSDA ineligible boundary
Missouri FHA and USDA Figures by County
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when it does, both caps are listed. This table does not mark a county as USDA eligible or ineligible.
| County | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| Adair County | $541,287 | $122,800 |
| Andrew County | $541,287 | $122,800 |
| Atchison County | $541,287 | $122,800 |
| Audrain County | $541,287 | $122,800 |
| Barry County | $541,287 | $122,800 |
| Barton County | $541,287 | $122,800 |
| Bates County | $541,287 | $122,800 |
| Benton County | $541,287 | $122,800 |
| Bollinger County | $541,287 | $122,800 |
| Boone County | $541,287 | $133,750 |
| Buchanan County | $541,287 | $122,800 |
| Butler County | $541,287 | $122,800 |
| Caldwell County | $541,287 | $130,400 |
| Callaway County | $541,287 | $122,800 |
| Camden County | $541,287 | $122,800 |
| Cape Girardeau County | $541,287 | $122,800 |
| Carroll County | $541,287 | $122,800 |
| Carter County | $541,287 | $122,800 |
| Cass County | $541,287 | $130,400 |
| Cedar County | $541,287 | $122,800 |
| Chariton County | $541,287 | $122,800 |
| Christian County | $541,287 | $122,800 |
| Clark County | $541,287 | $122,800 |
| Clay County | $541,287 | $130,400 |
| Clinton County | $541,287 | $130,400 |
| Cole County | $541,287 | $122,800 |
| Cooper County | $541,287 | $122,800 |
| Crawford County | $541,287 | $122,800 |
| Dade County | $541,287 | $122,800 |
| Dallas County | $541,287 | $122,800 |
| Daviess County | $541,287 | $122,800 |
| DeKalb County | $541,287 | $122,800 |
| Dent County | $541,287 | $122,800 |
| Douglas County | $541,287 | $122,800 |
| Dunklin County | $541,287 | $122,800 |
| Franklin County | $541,287 | $130,550 |
| Gasconade County | $541,287 | $122,800 |
| Gentry County | $541,287 | $122,800 |
| Greene County | $541,287 | $122,800 |
| Grundy County | $541,287 | $122,800 |
| Harrison County | $541,287 | $122,800 |
| Henry County | $541,287 | $122,800 |
| Hickory County | $541,287 | $122,800 |
| Holt County | $541,287 | $122,800 |
| Howard County | $541,287 | $122,800 |
| Howell County | $541,287 | $122,800 |
| Iron County | $541,287 | $122,800 |
| Jackson County | $541,287 | $130,400 |
| Jasper County | $541,287 | $122,800 |
| Jefferson County | $541,287 | $130,550 |
| Johnson County | $541,287 | $122,800 |
| Knox County | $541,287 | $122,800 |
| Laclede County | $541,287 | $122,800 |
| Lafayette County | $541,287 | $130,400 |
| Lawrence County | $541,287 | $122,800 |
| Lewis County | $541,287 | $122,800 |
| Lincoln County | $541,287 | $130,550 |
| Linn County | $541,287 | $122,800 |
| Livingston County | $541,287 | $122,800 |
| Macon County | $541,287 | $122,800 |
| Madison County | $541,287 | $122,800 |
| Maries County | $541,287 | $122,800 |
| Marion County | $541,287 | $122,800 |
| McDonald County | $541,287 | $122,800 |
| Mercer County | $541,287 | $122,800 |
| Miller County | $541,287 | $122,800 |
| Mississippi County | $541,287 | $122,800 |
| Moniteau County | $541,287 | $122,800 |
| Monroe County | $541,287 | $122,800 |
| Montgomery County | $541,287 | $122,800 |
| Morgan County | $541,287 | $122,800 |
| New Madrid County | $541,287 | $122,800 |
| Newton County | $541,287 | $122,800 |
| Nodaway County | $541,287 | $122,800 |
| Oregon County | $541,287 | $122,800 |
| Osage County | $541,287 | $122,800 |
| Ozark County | $541,287 | $122,800 |
| Pemiscot County | $541,287 | $122,800 |
| Perry County | $541,287 | $122,800 |
| Pettis County | $541,287 | $122,800 |
| Phelps County | $541,287 | $122,800 |
| Pike County | $541,287 | $122,800 |
| Platte County | $541,287 | $130,400 |
| Polk County | $541,287 | $122,800 |
| Pulaski County | $541,287 | $122,800 |
| Putnam County | $541,287 | $122,800 |
| Ralls County | $541,287 | $122,800 |
| Randolph County | $541,287 | $122,800 |
| Ray County | $541,287 | $130,400 |
| Reynolds County | $541,287 | $122,800 |
| Ripley County | $541,287 | $122,800 |
| Saline County | $541,287 | $122,800 |
| Schuyler County | $541,287 | $122,800 |
| Scotland County | $541,287 | $122,800 |
| Scott County | $541,287 | $122,800 |
| Shannon County | $541,287 | $122,800 |
| Shelby County | $541,287 | $122,800 |
| St. Charles County | $541,287 | $130,550 |
| St. Clair County | $541,287 | $122,800 |
| St. Francois County | $541,287 | $122,800 |
| St. Louis City | $541,287 | $130,550 |
| St. Louis County | $541,287 | $130,550 |
| Ste. Genevieve County | $541,287 | $122,800 |
| Stoddard County | $541,287 | $122,800 |
| Stone County | $541,287 | $122,800 |
| Sullivan County | $541,287 | $122,800 |
| Taney County | $541,287 | $122,800 |
| Texas County | $541,287 | $122,800 |
| Vernon County | $541,287 | $122,800 |
| Warren County | $541,287 | $130,550 |
| Washington County | $541,287 | $122,800 |
| Wayne County | $541,287 | $122,800 |
| Webster County | $541,287 | $122,800 |
| Worth County | $541,287 | $122,800 |
| Wright County | $541,287 | $122,800 |
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