FHA Loan Limits and USDA Eligibility in Harrison County, West Virginia

2026 FHA one-unit limit in Harrison County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for West Virginia

West Virginia one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for West Virginia

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EligibleIneligibleUSDA ineligible boundary

Harrison County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
26301$541,287$122,800
26323$541,287$122,800
26330$541,287$122,800
26361$541,287$122,800
26366$541,287$122,800
26369$541,287$122,800
26378$541,287$122,800
26385$541,287$122,800
26386$541,287$122,800
26404$541,287$122,800
26408$541,287$122,800
26422$541,287$122,800
26426$541,287$122,800
26431$541,287$122,800
26438$541,287$122,800
26448$541,287$122,800
26451$541,287$122,800
26463$541,287$122,800
26554$541,287$122,800
26568$541,287$122,800

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Loan Options in Harrison County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Harrison County address. Then they can match you if you qualify.

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