FHA Loan Limits and USDA Eligibility in Jefferson County, West Virginia
2026 FHA one-unit limit in Jefferson County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $122,800 to $147,650; income can split a county, so both caps are listed. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for West Virginia
USDA Property Eligibility and Income Limits Map for West Virginia
Jefferson County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
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Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Jefferson County address. Only a lender can confirm official program requirements.
Loan Options in Jefferson County
A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Jefferson County address. Then they can match you if you qualify.
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