FHA Loan Limits and USDA Eligibility in Fayette County, West Virginia

2026 FHA one-unit limit in Fayette County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for West Virginia

West Virginia one-unit limits:
Loading FHA loan limits map…
Loading West Virginia…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for West Virginia

Loading USDA map…
Loading West Virginia…
EligibleIneligibleUSDA ineligible boundary

Fayette County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
25002$541,287$122,800
25031$541,287$122,800
25036$541,287$122,800
25040$541,287$122,800
25057$541,287$122,800
25085$541,287$122,800
25090$541,287$122,800
25115$541,287$122,800
25118$541,287$122,800
25119$541,287$122,800
25136$541,287$122,800
25139$541,287$122,800
25152$541,287$122,800
25161$541,287$122,800
25173$541,287$122,800
25186$541,287$122,800
25812$541,287$122,800
25831$541,287$122,800
25837$541,287$122,800
25840$541,287$122,800
25846$541,287$122,800
25854$541,287$122,800
25855$541,287$122,800
25862$541,287$122,800
25864$541,287$122,800
25866$541,287$122,800
25868$541,287$122,800
25879$541,287$122,800
25880$541,287$122,800
25901$541,287$122,800
25904$541,287$122,800
25907$541,287$122,800
25917$541,287$122,800
25936$541,287$122,800
25938$541,287$122,800
25942$541,287$122,800
25976$541,287$122,800
25986$541,287$122,800
26571$541,287$122,800
26680$541,287$122,800
26690$541,287$122,800

Connect with a Lender in Fayette County

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Fayette County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in Fayette County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Fayette County address. Then they can match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for Fayette County

Learn More