FHA Loan Limits and USDA Eligibility in Kanawha County, West Virginia

2026 FHA one-unit limit in Kanawha County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for West Virginia

West Virginia one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for West Virginia

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EligibleIneligibleUSDA ineligible boundary

Kanawha County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
25003$541,287$122,800
25015$541,287$122,800
25025$541,287$122,800
25026$541,287$122,800
25035$541,287$122,800
25039$541,287$122,800
25045$541,287$122,800
25054$541,287$122,800
25061$541,287$122,800
25064$541,287$122,800
25067$541,287$122,800
25071$541,287$122,800
25075$541,287$122,800
25079$541,287$122,800
25083$541,287$122,800
25086$541,287$122,800
25102$541,287$122,800
25103$541,287$122,800
25107$541,287$122,800
25110$541,287$122,800
25112$541,287$122,800
25126$541,287$122,800
25132$541,287$122,800
25134$541,287$122,800
25143$541,287$122,800
25156$541,287$122,800
25160$541,287$122,800
25162$541,287$122,800
25177$541,287$122,800
25201$541,287$122,800
25202$541,287$122,800
25214$541,287$122,800
25301$541,287$122,800
25302$541,287$122,800
25303$541,287$122,800
25304$541,287$122,800
25305$541,287$122,800
25306$541,287$122,800
25309$541,287$122,800
25311$541,287$122,800
25312$541,287$122,800
25313$541,287$122,800
25314$541,287$122,800
25315$541,287$122,800
25320$541,287$122,800
25321$541,287$122,800
25322$541,287$122,800
25323$541,287$122,800
25324$541,287$122,800
25325$541,287$122,800
25326$541,287$122,800
25327$541,287$122,800
25328$541,287$122,800
25329$541,287$122,800
25330$541,287$122,800
25331$541,287$122,800
25332$541,287$122,800
25333$541,287$122,800
25334$541,287$122,800
25335$541,287$122,800
25387$541,287$122,800
25396$541,287$122,800

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