FHA Loan Limits and USDA Eligibility in Boone County, West Virginia

2026 FHA one-unit limit in Boone County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for West Virginia

West Virginia one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for West Virginia

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EligibleIneligibleUSDA ineligible boundary

Boone County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
25009$541,287$122,800
25021$541,287$122,800
25024$541,287$122,800
25028$541,287$122,800
25049$541,287$122,800
25051$541,287$122,800
25053$541,287$122,800
25081$541,287$122,800
25093$541,287$122,800
25108$541,287$122,800
25114$541,287$122,800
25130$541,287$122,800
25142$541,287$122,800
25148$541,287$122,800
25149$541,287$122,800
25154$541,287$122,800
25165$541,287$122,800
25169$541,287$122,800
25181$541,287$122,800
25193$541,287$122,800
25203$541,287$122,800
25204$541,287$122,800
25205$541,287$122,800
25206$541,287$122,800
25208$541,287$122,800
25209$541,287$122,800
25508$541,287$122,800
25529$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Boone County address. Then they can match you if you qualify.

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