FHA Loan Limits and USDA Eligibility in Raleigh County, West Virginia

2026 FHA one-unit limit in Raleigh County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for West Virginia

West Virginia one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for West Virginia

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EligibleIneligibleUSDA ineligible boundary

Raleigh County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
25007$541,287$122,800
25008$541,287$122,800
25044$541,287$122,800
25048$541,287$122,800
25060$541,287$122,800
25062$541,287$122,800
25140$541,287$122,800
25174$541,287$122,800
25180$541,287$122,800
25801$541,287$122,800
25813$541,287$122,800
25817$541,287$122,800
25818$541,287$122,800
25823$541,287$122,800
25825$541,287$122,800
25827$541,287$122,800
25832$541,287$122,800
25836$541,287$122,800
25839$541,287$122,800
25843$541,287$122,800
25844$541,287$122,800
25849$541,287$122,800
25851$541,287$122,800
25853$541,287$122,800
25857$541,287$122,800
25865$541,287$122,800
25871$541,287$122,800
25873$541,287$122,800
25878$541,287$122,800
25880$541,287$122,800
25902$541,287$122,800
25908$541,287$122,800
25909$541,287$122,800
25911$541,287$122,800
25915$541,287$122,800
25918$541,287$122,800
25920$541,287$122,800
25921$541,287$122,800
25932$541,287$122,800
25989$541,287$122,800

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Loan Options in Raleigh County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Raleigh County address. Then they can match you if you qualify.

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