FHA Loan Limits and USDA Eligibility in Orange County, Vermont

2026 FHA one-unit limit in Orange County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $124,350. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Vermont

Vermont one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Vermont

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EligibleIneligibleUSDA ineligible boundary

Orange County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
05033$541,287$124,350
05036$541,287$124,350
05038$541,287$124,350
05039$541,287$124,350
05040$541,287$124,350
05041$541,287$124,350
05043$541,287$124,350
05045$541,287$124,350
05051$541,287$124,350
05058$541,287$124,350
05060$541,287$124,350 to $131,100
05061$541,287$124,350
05070$541,287$124,350
05072$541,287$124,350
05075$541,287$124,350
05076$541,287$124,350
05077$541,287$124,350
05079$541,287$124,350
05081$541,287$124,350
05083$541,287$124,350
05086$541,287$124,350
05641$541,287$124,350 to $131,100
05675$541,287$124,350
05679$541,287$124,350

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Loan Options in Orange County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Orange County address. Then they can match you if you qualify.

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