FHA Loan Limits and USDA Eligibility in Windham County, Vermont

2026 FHA one-unit limit in Windham County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $124,350. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Vermont

Vermont one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Vermont

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EligibleIneligibleUSDA ineligible boundary

Windham County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
05101$541,287$124,350
05141$541,287$124,350
05143$541,287$124,350 to $126,150
05146$541,287$124,350
05148$541,287$124,350 to $126,150
05154$541,287$124,350
05155$541,287$124,350 to $125,200
05158$541,287$124,350
05301$541,287$124,350
05341$541,287$124,350
05342$541,287$124,350
05343$541,287$124,350
05344$541,287$124,350
05345$541,287$124,350
05346$541,287$124,350
05351$541,287$124,350
05353$541,287$124,350
05354$541,287$124,350
05355$541,287$124,350
05356$541,287$124,350
05358$541,287$124,350
05359$541,287$124,350
05360$541,287$124,350
05361$541,287$124,350
05362$541,287$124,350
05363$541,287$124,350 to $125,200

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Windham County address. Then they can match you if you qualify.

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