FHA Loan Limits and USDA Eligibility in Washington County, Vermont

2026 FHA one-unit limit in Washington County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $131,100. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Vermont

Vermont one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Vermont

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EligibleIneligibleUSDA ineligible boundary

Washington County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
05602$541,287$131,100
05640$541,287$131,100
05641$541,287$124,350 to $131,100
05647$541,287$131,100
05648$541,287$131,100
05649$541,287$124,350 to $131,100
05650$541,287$131,100
05651$541,287$131,100
05654$541,287$124,350 to $131,100
05658$541,287$131,100
05660$541,287$131,100
05663$541,287$124,350 to $131,100
05664$541,287$131,100
05666$541,287$131,100
05667$541,287$131,100
05669$541,287$124,350 to $133,550
05670$541,287$131,100
05673$541,287$131,100
05674$541,287$131,100
05676$541,287$131,100 to $149,300
05677$541,287$131,100
05678$541,287$131,100
05681$541,287$131,100
05682$541,287$131,100

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Loan Options in Washington County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Washington County address. Then they can match you if you qualify.

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