FHA Loan Limits and USDA Eligibility in Windsor County, Vermont

2026 FHA one-unit limit in Windsor County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $126,150. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Vermont

Vermont one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Vermont

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EligibleIneligibleUSDA ineligible boundary

Windsor County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
05001$541,287$126,150
05030$541,287$126,150
05031$541,287$126,150
05032$541,287$126,150
05034$541,287$126,150
05035$541,287$126,150
05037$541,287$126,150
05048$541,287$126,150
05052$541,287$126,150
05053$541,287$126,150
05055$541,287$126,150
05056$541,287$126,150
05059$541,287$126,150
05062$541,287$126,150
05065$541,287$124,350 to $126,150
05067$541,287$126,150
05068$541,287$124,350 to $126,150
05071$541,287$126,150
05073$541,287$126,150
05084$541,287$126,150
05088$541,287$126,150
05089$541,287$126,150
05091$541,287$126,150
05142$541,287$126,150
05143$541,287$124,350 to $126,150
05149$541,287$126,150
05150$541,287$126,150
05151$541,287$126,150
05153$541,287$126,150
05156$541,287$126,150
05161$541,287$126,150
05746$541,287$126,150
05767$541,287$124,350 to $133,550
05772$541,287$126,150

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Loan Options in Windsor County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Windsor County address. Then they can match you if you qualify.

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