FHA Loan Limits and USDA Eligibility in Aiken County, South Carolina

2026 FHA one-unit limit in Aiken County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for South Carolina

South Carolina one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for South Carolina

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EligibleIneligibleUSDA ineligible boundary

Aiken County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
29006$541,287$122,800
29105$541,287$122,800
29129$541,287$122,800
29137$541,287$122,800
29164$541,287$122,800
29801$541,287$122,800
29802$541,287$122,800
29803$541,287$122,800
29805$541,287$122,800
29809$541,287$122,800
29816$541,287$122,800
29822$541,287$122,800
29828$541,287$122,800
29829$541,287$122,800
29831$541,287$122,800
29834$541,287$122,800
29839$541,287$122,800
29841$541,287$122,800
29842$541,287$122,800
29847$541,287$122,800
29850$541,287$122,800
29851$541,287$122,800
29853$541,287$122,800
29856$541,287$122,800
29860$541,287$122,800

FAQ for Aiken County

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