FHA Loan Limits and USDA Eligibility in Aiken County, South Carolina
2026 FHA one-unit limit in Aiken County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for South Carolina
South Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for South Carolina
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EligibleIneligibleUSDA ineligible boundary
Aiken County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 29006 | $541,287 | $122,800 |
| 29105 | $541,287 | $122,800 |
| 29129 | $541,287 | $122,800 |
| 29137 | $541,287 | $122,800 |
| 29164 | $541,287 | $122,800 |
| 29801 | $541,287 | $122,800 |
| 29802 | $541,287 | $122,800 |
| 29803 | $541,287 | $122,800 |
| 29805 | $541,287 | $122,800 |
| 29809 | $541,287 | $122,800 |
| 29816 | $541,287 | $122,800 |
| 29822 | $541,287 | $122,800 |
| 29828 | $541,287 | $122,800 |
| 29829 | $541,287 | $122,800 |
| 29831 | $541,287 | $122,800 |
| 29834 | $541,287 | $122,800 |
| 29839 | $541,287 | $122,800 |
| 29841 | $541,287 | $122,800 |
| 29842 | $541,287 | $122,800 |
| 29847 | $541,287 | $122,800 |
| 29850 | $541,287 | $122,800 |
| 29851 | $541,287 | $122,800 |
| 29853 | $541,287 | $122,800 |
| 29856 | $541,287 | $122,800 |
| 29860 | $541,287 | $122,800 |