FHA Loan Limits and USDA Eligibility in Beaufort County, South Carolina
2026 FHA one-unit limit in Beaufort County is $638,250. Two-unit is $817,050, three-unit is $987,650, and four-unit is $1,227,400. USDA 502 Guaranteed 1–4 person moderate income is $129,950. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for South Carolina
South Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for South Carolina
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EligibleIneligibleUSDA ineligible boundary
Beaufort County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 29902 | $638,250 | $129,950 |
| 29906 | $638,250 | $129,950 |
| 29907 | $638,250 | $129,950 |
| 29909 | $638,250 | $122,800 to $129,950 |
| 29910 | $638,250 | $129,950 |
| 29915 | $638,250 | $129,950 |
| 29918 | $638,250 | $122,800 |
| 29920 | $638,250 | $129,950 |
| 29926 | $638,250 | $129,950 |
| 29928 | $638,250 | $129,950 |
| 29935 | $638,250 | $129,950 |
| 29940 | $638,250 | $129,950 |
| 29941 | $638,250 | $129,950 |