FHA Loan Limits and USDA Eligibility in Spartanburg County, South Carolina
2026 FHA one-unit limit in Spartanburg County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for South Carolina
South Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for South Carolina
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Spartanburg County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 29301 | $541,287 | $122,800 |
| 29302 | $541,287 | $122,800 |
| 29303 | $541,287 | $122,800 |
| 29306 | $541,287 | $122,800 |
| 29307 | $541,287 | $122,800 |
| 29316 | $541,287 | $122,800 |
| 29320 | $541,287 | $122,800 |
| 29322 | $541,287 | $122,800 |
| 29323 | $541,287 | $122,800 |
| 29324 | $541,287 | $122,800 |
| 29329 | $541,287 | $122,800 |
| 29330 | $541,287 | $122,800 |
| 29331 | $541,287 | $122,800 |
| 29333 | $541,287 | $122,800 |
| 29334 | $541,287 | $122,800 |
| 29335 | $541,287 | $122,800 |
| 29336 | $541,287 | $122,800 |
| 29338 | $541,287 | $122,800 |
| 29346 | $541,287 | $122,800 |
| 29348 | $541,287 | $122,800 |
| 29349 | $541,287 | $122,800 |
| 29356 | $541,287 | $122,800 |
| 29365 | $541,287 | $122,800 |
| 29368 | $541,287 | $122,800 |
| 29369 | $541,287 | $122,800 |
| 29372 | $541,287 | $122,800 |
| 29373 | $541,287 | $122,800 |
| 29374 | $541,287 | $122,800 |
| 29375 | $541,287 | $122,800 |
| 29376 | $541,287 | $122,800 |
| 29377 | $541,287 | $122,800 |
| 29378 | $541,287 | $122,800 |
| 29385 | $541,287 | $122,800 |
| 29386 | $541,287 | $122,800 |
| 29388 | $541,287 | $122,800 |
| 29651 | $541,287 | $122,800 |