FHA Loan Limits and USDA Eligibility in Gallatin County, Montana
2026 FHA one-unit limit in Gallatin County is $718,750. Two-unit is $920,150, three-unit is $1,112,250, and four-unit is $1,382,250. USDA 502 Guaranteed 1–4 person moderate income is $149,700. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Montana
USDA Property Eligibility and Income Limits Map for Montana
Gallatin County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
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Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Gallatin County address. Only a lender can confirm official program requirements.
Loan Options in Gallatin County
A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Gallatin County address. Then they can match you if you qualify.
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