FHA Loan Limits and USDA Eligibility in Park County, Montana

2026 FHA one-unit limit in Park County is $563,500. Two-unit is $721,400, three-unit is $872,000, and four-unit is $1,083,650. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Montana

Montana one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Montana

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EligibleIneligibleUSDA ineligible boundary

Park County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
59018$563,500$122,800
59020$563,500$122,800
59027$563,500$122,800
59030$563,500$122,800
59047$563,500$122,800
59052$563,500$122,800
59065$563,500$122,800
59081$563,500$122,800
59082$563,500$122,800
59086$563,500$122,800 to $149,700

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Loan Options in Park County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Park County address. Then they can match you if you qualify.

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